Mortgage Banking 4 Investors
Capital That Closes When the Deal Needs It
MB4I provides bridge financing, private capital, and mortgage banking solutions to active real estate investors. We move when your deal moves.
$200K-$10M
Capital Range Per Deal
Days
Not Weeks To Close
No W2
Required To Qualify
Deal-First
Underwriting Focus
Loan Programs
Financing for Every Strategy
Bridge Loans
Short-term capital to close fast, before permanent financing or a sale is in place.
Loan Amount
$200K - $10M
Term
6-24 months
Property Types
- Close in days, not weeks
- Interest-only payments
- No stringent W2 requirements
Fix & Flip Loans
Acquisition and renovation capital drawn in stages as work is completed.
Loan Amount
$200K - $10M
Term
6-18 months
Property Types
- Draw-based funding
- Based on After-Repair Value
- Interest on drawn balance only
Rental Portfolio Loans
Long-term debt for stabilized rental properties sized on the property's cash flow.
Loan Amount
$200K - $10M
Term
30 Years
Property Types
- No personal income limits
- LLC & Corporate borrowers ok
- Qualify based on property cash flow
Case Studies
Recently Funded
Selected transactions with deal type, location, loan amount, and closing date. Names and exact addresses withheld for borrower privacy. Figures reflect loan amounts, not property values.
Dallas, TX — Multifamily
$1,250,000
12-unit bridge loan for acquisition pending conventional refinance. Closed in 9 days. 18-month term, interest-only.
Atlanta, GA — Single Family
$485,000
Acquisition + rehab draw for distressed SFR. $120K rehab budget. 12-month term. Exit via resale at $780K ARV.
Charlotte, NC — 8-Unit Portfolio
$2,100,000
DSCR loan for stabilized SFR portfolio. 1.35 DSCR at closing. 30-year amortization. LLC borrower, no personal income review.
Miami, FL — Mixed-Use
$5,450,000
Private capital for mixed-use acquisition outside conventional program. 24-month bridge with value-add repositioning plan.
Case studies are selected representative transactions. Loan amounts, terms, and timelines are actual figures from closed deals. Borrower identities withheld for privacy. Past transactions do not guarantee future loan terms or availability.
Investors Trust Our Process
Feedback from operators who have closed with MB4I. Testimonials reflect individual experiences and are not a guarantee of future results.
"MB4I stepped in when my conventional lender backed out two weeks before closing. They understood the deal instantly, didn't ask for irrelevant paperwork, and funded exactly when they said they would. A true partner for serious operators."
Marcus H.
Commercial Operator, Dallas–Fort Worth
"I've done dozens of flips and working with MB4I was by far the smoothest capital experience I've had. Their draw process is fast and logical, and they actually look at the deal's merits rather than just checking boxes on a matrix."
Dana R.
Fix-and-Flip Operator, Atlanta Metro
"What impressed me most was the term sheet commitment. The terms they issued on day one were the exact terms we closed on. No re-trading, no last-minute surprises. In this market, that kind of reliability is invaluable."
Thomas P.
Portfolio Builder, Charlotte, NC
Testimonials are from verified MB4I borrowers, shared with permission. Names abbreviated for privacy. Individual results vary and past performance does not guarantee future outcomes.
"We have been in the room when capital failed to close and a deal died on the table. We built MB4I so you never have to be."
Who We Are
We are not your conventional lender.
Conventional banks require W2 income to qualify a cash-flowing property. They take 45 days to close a deal that needs to move in two weeks. They re-trade terms between the letter of intent and the closing table.
We are operators and capital partners who have structured, financed, and closed real estate transactions across multiple markets and deal types. We understand what is at stake when a deal needs capital and a lender cannot perform.
MB4I is affiliated with BPEF, a boutique private equity firm, bringing the full weight of a deal-structuring team to every capital relationship. Learn more about our team and track record, or verify our licensing through the NMLS Consumer Access portal.
How It Works
Submit Your Deal
Tell us the property, your plan, and how you exit.
We Review and Respond
Every inquiry is reviewed personally. You hear from us within one business day.
Term Sheet Issued
The terms we issue are the terms you close on. We do not re-trade.
We Close
We work backwards from your closing date. We do not manufacture delays.
Relationship Continues
We are the first call on your next deal.
Deal Structuring
Quick Capital Estimate
Calculate your estimated loan amount and cash required to close. We structure capital around your deal's specific needs, not a rigid program.
Total Project Cost
$650,000
Estimated Loan Amount
$575,000
Up to 85% Purchase + 100% Rehab (capped at 70% ARV)
Estimated Cash to Close
$75,000
Ready to Fund Your Next Deal?
Put our speed, responsive service, and deal-first underwriting to work for you. We review every inquiry personally and close in days, not weeks.