Real estate investors only. Deal-by-deal underwriting.Submit an Investor Inquiry
    MB4I Logo
    Submit a Deal
    Modern commercial real estateModern commercial real estateModern commercial real estate
    MB4I

    Mortgage Banking 4 Investors

    Capital That Closes When the Deal Needs It

    MB4I provides bridge financing, private capital, and mortgage banking solutions to active real estate investors. We move when your deal moves.

    $200K-$10M

    Capital Range Per Deal

    Days

    Not Weeks To Close

    No W2

    Required To Qualify

    Deal-First

    Underwriting Focus

    Bridge
    Fix-Flip
    DSCR
    Private
    Skyline background

    Loan Programs

    Financing for Every Strategy

    Bridge Loans

    Short-term capital to close fast, before permanent financing or a sale is in place.

    Loan Amount

    $200K - $10M

    Term

    6-24 months

    Property Types

    CommercialResidential
    • Close in days, not weeks
    • Interest-only payments
    • No stringent W2 requirements
    Learn More

    Fix & Flip Loans

    Acquisition and renovation capital drawn in stages as work is completed.

    Loan Amount

    $200K - $10M

    Term

    6-18 months

    Property Types

    Single FamilyMulti-Family
    • Draw-based funding
    • Based on After-Repair Value
    • Interest on drawn balance only
    Learn More

    Rental Portfolio Loans

    Long-term debt for stabilized rental properties sized on the property's cash flow.

    Loan Amount

    $200K - $10M

    Term

    30 Years

    Property Types

    Single Family2-4 Units
    • No personal income limits
    • LLC & Corporate borrowers ok
    • Qualify based on property cash flow
    Learn More
    Landscape background

    Recently Funded

    The possibilities are endless with a trusted capital partner. Here are a few highlights from our latest deals structured for active investors.

    Bridge Loan Property
    Bridge

    Dallas, TX

    $1,250,000

    Fix and Flip Property
    Fix-Flip

    Atlanta, GA

    $485,000

    DSCR Property
    DSCR

    Charlotte, NC

    $2,100,000

    Private Capital Property
    Private

    Miami, FL

    $5,450,000

    Background texture

    Investors Trust Our Process

    4.9 average rating for execution, transparency, and reliability

    "MB4I stepped in when my conventional lender backed out two weeks before closing. They understood the deal instantly, didn't ask for irrelevant paperwork, and funded exactly when they said they would. A true partner for serious operators."

    Read more

    Commercial Operator

    "I've done dozens of flips and working with MB4I was by far the smoothest capital experience I've had. Their draw process is fast and logical, and they actually look at the deal's merits rather than just checking boxes on a matrix."

    Read more

    Fix-and-Flip Operator

    "What impressed me most was the term sheet commitment. The terms they issued on day one were the exact terms we closed on. No re-trading, no last-minute surprises. In this market, that kind of reliability is invaluable."

    Read more

    Portfolio Builder

    Office interior
    "We have been in the room when capital failed to close and a deal died on the table. We built MB4I so you never have to be."
    — The MB4I Team

    Who We Are

    We are not your conventional lender.

    Conventional banks require W2 income to qualify a cash-flowing property. They take 45 days to close a deal that needs to move in two weeks. They re-trade terms between the letter of intent and the closing table.

    We are operators and capital partners who have structured, financed, and closed real estate transactions across multiple markets and deal types. We understand what is at stake when a deal needs capital and a lender cannot perform.

    MB4I is affiliated with BPEF, a boutique private equity firm, bringing the full weight of a deal-structuring team to every capital relationship.

    About Our Team
    Deal structuring

    How It Works

    1
    2
    3
    4
    5
    1
    01

    Submit Your Deal

    Tell us the property, your plan, and how you exit.

    2
    02

    We Review and Respond

    Every inquiry is reviewed personally. You hear from us within one business day.

    3
    03

    Term Sheet Issued

    The terms we issue are the terms you close on. We do not re-trade.

    4
    04

    We Close

    We work backwards from your closing date. We do not manufacture delays.

    5
    05

    Relationship Continues

    We are the first call on your next deal.

    Deal Structuring

    Quick Capital Estimate

    Calculate your estimated loan amount and cash required to close. We structure capital around your deal's specific needs, not a rigid program.

    $500,000
    $150,000
    $850,000

    Total Project Cost

    $650,000

    Estimated Loan Amount

    $575,000

    Up to 85% Purchase + 100% Rehab (capped at 70% ARV)

    Estimated Cash to Close

    $75,000

    This tool provides a quick estimate based on standard market leverage parameters. It does not include closing costs, fees, or interest reserves. Actual loan amounts are subject to deal-by-deal underwriting, property appraisal, and are not guaranteed. Consistent with our policies, no rate quotes are provided until a full deal review.
    Commercial real estate background
    MB4I

    Ready to Fund Your Next Deal?

    Put our speed, responsive service, and deal-first underwriting to work for you. We review every inquiry personally and close in days, not weeks.